SARS-Compliant · 2026/27 Tax Year

SARS-Compliant Accounting —
Built for Every SA Business.

Built by a South African financial systems strategist who spent years fixing broken revenue cycles in healthcare — and now believes one thing deeply:

"Income should be built on systems — not stress."

SARS-compliant accounting tailored to your niche — whether you are a content creator, a small business owner, a tradesperson or contractor, or a property investor. Your categories, your tax rules, pre-built.

Live demo with sample data Immediate access on payment

Everything You Need — Built for SA

Built from a real South African accounting workbook — every feature maps directly to what SARS requires from you.

AI-Powered Categorisation

Automatically categorises your income and expenses using smart rules — no manual sorting needed.

SARS-Compliant Tax Engine

VAT, provisional tax, and income tax calculated automatically using the latest 2026/27 SARS rates.

Real-Time P&L Dashboard

See your profit, expenses, and tax liability at a glance — updated every time you add a transaction.

SARS-Ready Reports

Generate VAT201 summaries, income statements, and provisional tax estimates ready for your accountant.

Built for 4 SA Niches

Tailored income and expense categories for creators, small businesses, trades & contractors, and property investors & Airbnb hosts.

Foreign Income Tracking

Track PayPal, Wise, and Payoneer income with automatic exchange rate conversion to ZAR.

Built for 4 South African Niches

Every niche has different income streams, different SARS obligations, and different expenses. FinFlow SA adapts to your specific situation — not a generic one-size-fits-all template. Whether you're a creator, a small business owner, a tradesperson or contractor, or a property investor, your categories and tax rules are pre-built.

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Creator Economy

Influencers, digital marketers, freelancers, affiliates & content creators

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Small Business

Retail, services, e-commerce, trade & professional practices

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Trades & Contractors

Plumbers, electricians, builders, mechanics, welders & skilled trade contractors

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Property Investor & Airbnb Host

Rental property owners, Airbnb/short-term let hosts, and buy-to-let investors in South Africa

South African creator working with FinFlow SA

Why I Built This

I've Always Seen the Bigger Picture of a Business.

For years, I worked in the medical scheme and healthcare industry — managing revenue cycles, overseeing practice administration, and ensuring financial systems ran smoothly. My role was always the same: fix inefficiencies, improve cash flow, build systems that work.

But over time, I started noticing something else. So many South Africans are financially overwhelmed — stuck in debt, trapped in jobs with no growth, afraid to take risks because failure isn't an option when children depend on you.

And most online opportunities? They lack structure. They rely on hype. They expect you to "figure it out."

That didn't sit right with me.

I believe income should be built on systems — not stress. That's why I built FinFlow SA: to give creators, influencers, and digital entrepreneurs a proper financial foundation — SARS-compliant, automated, and built for the South African reality.

Jorina

Founder · Digital Business Strategist · Financial Systems Builder

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Fix Inefficiencies

Every feature in this app was designed to eliminate the manual, error-prone work that costs creators time and money.

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Improve Cash Flow

Real-time P&L, tax estimates, and VAT tracking — so you always know exactly where your money stands.

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Build Systems That Work

Not a generic template. A structured, SARS-compliant system built from a real South African accounting workbook.

VAT Rate

15%

Unchanged for 2026/27

VAT Registration

R2,300,000

New threshold from 1 April 2026

Provisional Tax

31 Aug 2026

1st payment · 28 Feb 2027 final

Simple, Transparent Pricing

Less than the cost of one tax penalty. Cancel anytime.

1 Niche

Starter

R199/month

Billed monthly

1 niche profile (Creator, Small Business, Trades, or Property)
Up to 100 transactions/month
AI expense categorisation
Full SARS compliance suite
VAT & provisional tax calculator
SARS interest & penalty calculator
Foreign income & forex tracker
VAT201 return period tracker
Basic P&L report
CSV export
Cloud storage drive link
Email support

SARS-Compliant Accounting —Built for Every SA Business.